In regards to the disclaimer, it applied to the older hardware design, and also only apply for certain SD cards, meaning that firmware can be flashed with SD card inserted. The manual in the wiki page should be updated in a near future.
Now, if the SD card is configured as memory expansion, and removed before updating device firmware, inserting the card afterwards, the device should ignore the SD as its flash memory expansion, thus the card must be reconfigured again.
If firmware is updated with the inserted card and the card is configured as flash memory expansion, the device should reset to default settings after firmware update.
This is a rather confusing area, thus below is a suggested workflow of firmware update, if you are using SD card as a memory expansion device:
- Create a backup of the current configuration;
- Remove SD card from the device;
- Update firmware;
- Insert SD card;
- Upload backup.
Best regards,